Over the past few months Danielle and I have contemplated most everything we have purchased or thought about purchasing, more often than not the items have ended up in the “wish list” category.
Why do we have a wish list category? Because by independence day, we too will be free (from debt). Or close enough.
With such aggressive loan pay down we group everything we contemplate purchasing into the “needs”, the “wants”, and the “waiting list”. The benefit to this? I can’t remember half or more of the items on the wish list. That’s not to say we wouldn’t have used them, but our lives aren’t impacted enough to notice their absence.
This fall we will likely splurge as a reward and buy some of the long overdue items off the wish list, but just by prioritizing our purchases we have been able to reach our end goal a little bit faster.