At some point in the house buying process, one person in the marriage will panic about the house. (Disclaimer: no I am not saying you have to be married to buy a house, but the panic seems to happen to people in couples more). Sometime between the home inspection last Monday and the beginning of the day on Friday, LD caught the Home Buyer Panic. At that point, everything about the house was doomed to hell.
Unfortunately for me, we had decided to separate the home buying process between the two of us. So, I was in charge of all things mortgage related. He was in charge of all things home inspection related. When he panicked, I had no basis to figure out what was the reality of the problem and what was just panic. Seriously, the siding on the house does have a few issues, including the fact that insurance companies are unsure about the synthetic stucco because when installed incorrectly, it can be a host of problems. But, somehow, between the home inspection and organizing the specialized siding inspection, suddenly, the house was a “HUGE risk.” The inspector LD had scheduled was “terrible.” And, it would be “completely surprising if the seller gave us anything!”
Well, I knew that the insurance companies are uncertain about the siding and that the siding might be able to hide some issues. However, most sidings have that issue to some extent or another and the inside of the house indicated few issues. We have the specialized inspection today so we will know more, but LD’s panic was based somewhat in reality, leaving me to flounder to figure out what was real and what was panic. Good news, the panic subsided as the seller offered us credit for everything we had asked for, and we are still on for the house. However, I thought, as of Friday morning, that we were walking away from the house for good, leaving us essentially homeless after our lease ended. I think his panic took about 20 years off my life. I think my adrenaline is still subsiding, but hopefully, we will have a house by the end of the month.